Your money,
in Bikram Sambat.
A budgeting app made for Nepal. Rupees grouped in lakh and crore, the calendar your year actually runs on, gold and NRB rates every morning — and not one bank login anywhere.
Free. Nepali or English. Nothing shared with any bank, insurer or employer.
Every entry carries both dates. The year closes in Ashadh, not December — so the month-end review becomes the year-end review in the month it actually matters.
Rupees the way you say them.
Nobody in Nepal reads 125,000. Sampati groups the way you speak — रू 1,25,000, with the lakh and crore caption underneath, in Devanagari numerals if you prefer them.
Underneath, every amount is held as whole paisa rather than a decimal, so a month of entries adds up to exactly what it should.
The same amount, grouped two ways
- Sampati
- रू 1,25,000 one lakh twenty-five thousand
- Everywhere else
- Rs 125,000 one hundred twenty-five thousand
Lakh and crore captions, Devanagari numerals if you want them, and amounts held as whole paisa end to end — so a rounding error has nowhere to hide.
Your salary is not one number.
Enter a payslip and Sampati writes what actually happened: gross pay as income, PF and CIT moved into the accounts that hold them, TDS posted as tax. The bank ends up with the take-home figure, and the money withheld stays visible as yours.
Dashain kharcha is its own line, so a bonus month does not quietly ruin the trend.
One payslip · a worked example
- Gross salary income 60,000
- Employee PF → PF account 6,000
- CIT → CIT account 3,000
- TDS tax expense 1,800
Lands in the bank रू 49,200
The PF and CIT money is still yours, so it moves to the account that holds it instead of vanishing from the month. Your employer's share is posted as income straight into the fund.
The rest of the ledger.
Eleven modules, built for how money moves here rather than translated from somewhere else.
- Accounts
- Bank, wallet, cash in hand, gold and silver by the tola, the dollar card, IPO money that is locked rather than spendable.
- Expenses
- Two taps for the amounts you repeat, search across everything, grouped by day and by the places you actually go.
- Transfers
- Money between your own accounts is neither income nor an expense. The ATM or ConnectIPS fee is, and it is kept as one.
- Budgets
- A fixed figure or a share of what you earn, with what is left carried into next month, and festival envelopes with a countdown.
- Bills and kisti
- Weekly through yearly, a due calendar, and a loan instalment split into interest and principal when you mark it paid.
- Income
- Salary payslips with PF, SSF, CIT and TDS handled properly. Remittance recorded at what actually landed. Targets per stream.
- Sapati
- Money you lent and money you borrowed, per person, with what is still outstanding and who you last reminded.
- Investments
- NEPSE holdings at average cost, bonus shares and rights handled, IPO applications from ASBA lock through allotment.
- Goals
- Save for something, pay something off, build the emergency fund, buy the thing — with the monthly figure it needs.
- Net worth
- Four figures and a trend, and a month-on-month split that separates what you saved from what the market did.
- Insights
- By category, by month, by payment mode, by day of the week, by merchant, and the festival months that break the pattern.
- The daily loop
- One reminder, anchored to your own habit. A wallet count. And “nothing spent today” as a real answer.
Say it. Snap it. Paste the SMS.
Speak a sentence, photograph a receipt, drop in a statement PDF, or — on Android — let Sampati read the payment alerts your phone already shows you. It fills in the entry; you check it and press save. Nothing is written before you do.
This is the one paid part. Every account gets six months of everything free and a batch of credits to try. After that a Premium year is NRs 1,000 and includes 300 reads. The budgeting app itself stays free.
Bank-alert reading is Android only — iOS does not allow any app to read another app's notifications.
You type or say this
५०० मोमो · paid 1200 rent cash
Sampati fills this in — you check it
- Amount
- रू 1,200
- Category
- Rent
- Paid from
- Cash
- Date
- श्रावण २०
Nothing is written to your ledger until you read it back and press save.
Before you ask.
The questions that come up most. The rest are here.
Is Sampati free?
The budgeting app is free and stays free — accounts, expenses, budgets, bills, goals, investments, net worth, the reviews, all of it.
The only paid part is AI capture: reading a voice note, a photo of a receipt, a bank SMS or a statement PDF for you. Every account gets six months of everything free, and a batch of AI credits to try. After that, a Premium year is NRs 1,000 and includes 300 AI credits.
Does Sampati connect to my bank?
No, and it is not going to. Sampati never asks for a bank login, a card number or an OTP, and there is no integration with any bank, wallet or cooperative.
Accounts in Sampati are labels you create — 'NIC Asia', 'eSewa', 'the cash in my wallet'. A balance is the opening figure you entered plus every entry since.
Does it work in Bikram Sambat?
Yes, and it is the default. Every entry stores both dates, so you can switch the whole app between Bikram Sambat and Gregorian whenever you like. Months, budgets, reviews and the fiscal year all follow BS — the year closes in Ashadh.
What does the AI actually do?
It turns something you already have into a draft entry: a sentence you type or speak, a photo of a receipt or payment screen, a bank statement PDF, or — on Android — the payment alerts your phone already shows you.
It never saves anything on its own. You see the amount, category, account and date it worked out, you correct what is wrong, and you press save.
How does Sampati read my bank alerts on Android?
Only if you switch it on. Android asks you to grant notification access in your phone's settings, and you pick which apps Sampati may read — your bank, eSewa, Khalti.
The filter runs on your phone. Alerts that are not about money, and anything that looks like an OTP, are dropped before they leave the device. You can turn the whole thing off in Settings and the permission goes with it.
Do you sell my data?
No. No advertising, no data brokers, no sharing with banks, insurers, employers or credit agencies. There is no analytics SDK following you around the app.
How do I delete my account?
In the app: Settings, then Delete account. It removes your entries, accounts, budgets, goals, holdings, drafts and your sign-in, permanently, everywhere.
If you have already removed the app, the same request can be made by email — see the account deletion page.
Put it on your phone.
Point your camera at the code for your phone. Free to download, free to keep using.
Google Play
Android 8.0 and up
Listing pending review
App Store
iOS 16 and up
Listing pending review